One home in every street at risk of repossession, warns charity

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http://www.independent.co.uk/news/uk/home-news/one-home-in-every-street-at-risk-of-repossession-warns-charity-8876317.html

Shelter says unemployment and high cost of living are leaving household on a ‘ knife-edge’

Image of terraced houses

One home in every street in some parts of England is at risk of being repossessed, according to a housing and homelessness charity.

Shelter said that unemployment and the high cost of living are leaving many households on a “knife-edge”, and applications made to courts by lenders and landlords to repossess homes in England have increased.

Between July last year and June 2013, Richmondshire, North Yorkshire, saw the biggest increase in possession as claims rocketed by 80.3 per cent.

Newham in East London has the highest number of homes at risk of being repossessed: one in every 35. This translates into one house on every street in the area where a family may be at risk of becoming homeless, Shelter said.

27/11/13 Having received a takedown notice from the Independent newspaper for a different posting, I have reviewed this article which links to an article at the Independent’s website in order to attempt to ensure conformance with copyright laws.

I consider this posting to comply with copyright laws since
a. Only a small portion of the original article has been quoted satisfying the fair use criteria, and / or
b. This posting satisfies the requirements of a derivative work.

Please be assured that this blog is a non-commercial blog (weblog) which does not feature advertising and has not ever produced any income.

dizzy

Continue ReadingOne home in every street at risk of repossession, warns charity

The Royal Mail sale is grotesquely illogical

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Guardian source

Image of post office van next to postbox

“There’s no way we will sell Royal Mail ‘on the cheap,'” promised the government in its “myth-busters” factsheet. Yet this is precisely what it is doing; the valuation is believed by many experts to be on the embarrassingly low side. Experts from Panmure Gordon say that its lower value estimate of £2.6bn could be undervalued by up to £1.9bn pounds, or over 40%. Labour points out that the valuation does not seem to include up to £1bn of property assets – such as the Mount Pleasant or Nine Elms sites in London. Add to this that Royal Mail has an accumulated backlog of tax credits of about £2.8bn, which means that it is expected not to pay any tax for between five and 10 years. And here is the kicker – not only is this government selling the service significantly under any sensible valuation, it is retaining its biggest liability – pensions. Why wouldn’t there be frenzy for its undervalued, no-strings-attached shares?

“But anyone can buy shares,” point out the sale’s proponents. Indeed, provided that “anyone” has between £750 and £10,000 to spare and access to a broker or enough savvy to buy privately. Even then, one would be paying for a tiny amount of shares in something that we all jointly own already and end up not really owning it. The government itself forecasts that seven out of 10 shares will be bought “by big institutions in the City and overseas”. The apotheosis of the cockamamie logic surrounding the sale, is the idea that some of the City institutions set to make a killing may own our pensions. This, apparently, makes everything alright. The state is selling a valuable, profit-making asset, substantially below market value, in the vague hope that some of the corporate entities who buy it may happen to hold your pension.

“Look,” explained James Max on Sky News, “let’s get it off the balance sheet and reduce national debt,” echoing the sentiments of those in support. This is where the rationale of this fire sale really crumbles. Royal Mail is profitable. During the last financial year it showed an operating profit of over £400m. According to the government’s own literature, “the company is on the road to sustained profitability”. It is in a position to make a positive contribution to state coffers. Selling it does not decrease the budget deficit, it increases it.

Continue ReadingThe Royal Mail sale is grotesquely illogical

Daily Mail

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The Daily Mail has been almost universally condemned for attacking Ed Miliband through attacking his long-dead father. Ralph Miliband was a Marxist academic and activist, a Jewish immigrant to evade the Nazis and served in the British Royal Navy during the Second World War. He was accused by the Daily Mail of hating Britain when he actually hated many aspects of bigoted right-wing ideology in Britain.

There are similarities between the Daily Mail and this blog. We both have a huge online readership and influence and we both attack politicians. The Daily Mail is traditionally more open to conspiracy theories which I find refreshing.

The differences are ideological and that I often attack people who have already attacked me e.g. Tony Blair, David Blunkett and all the has-been old New Labour Home Secretaries and of course Ian Blair. My attacks on family members have probably only extended to Cherry and she was very closely associated with Tonee. I could very easily hint at obvious, acknowledged issues about the Blair ‘family’ as I’m doing right now. I very occasionally get the wrong target but I do apologise for it.

A comment made it through the spam filter today. It was spam. Please feel free to comment – it’s likely to be published so long as it’s not spam.

Continue ReadingDaily Mail

Government forcing us to open NHS to competition, say commissioners

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The government promised parliament that NHS competition would not be compulsory under their new laws. New evidence emerges today that these promises were false.

Local health bosses are saying they are legally obliged to put NHS services out to competition, despite repeated government promises to the contrary, it emerged today.

A survey in today’s Pulse magazine revealed that since April, Clinical Commissioning Groups have put 63% of contracts to provide NHS services out to tender, with a further 9% using the slightly different ‘Any Qualified Provider’ route. The contracts that have been opened up to private healthcare companies to take over include every aspect of NHS services and total billions of pounds.

And according to Pulse:

“When asked whether they had awarded contracts without putting it out to competition, many Clinical Commissioning Groups – including Cambridgeshire and Peterborough – answered: ‘This would be contrary to the section 75 regulations.’”

The revelation will re-open controversy about broken government promises on NHS privatisation.

The Section 75 regulations were made under the Health & Social Care Act in April this year. They appeared to force competition on the NHS in contravention of ministerial promises made during the stormy passage of the Act itself. At a critical juncture then health secretary Andrew Lansley wrote to the new local health bosses (Clinical Commissioning Groups) telling them that,

“I know many of you have read that you will be forced to fragment services, or put them out to tender. This is absolutely not the case. It is a fundamental principle of the Bill that you as commissioners, not the Secretary of State and not regulators – should decide when and how competition should be used to serve your patients interests.”

And he told the House of Commons,”There is absolutely nothing in the Bill that promotes or permits the transfer of NHS activities to the private sector”

Days later Tory health minister Earl Howe promised the Lords “Clinicians will be free to commission services in the way they consider best. We intend to make it clear that commissioners will have a full range of options and that they will be under no legal obligation to create new markets, particularly where competition would not be effective in driving high standards and value for patients. As I have already explained, this will be made absolutely clear through secondary legislation and supporting guidance as a result of the Bill.”

However when this secondary legislation emerged in February this year – the Section 75 regulations – it appeared to break these promises and give local health commissioners no choice but to put NHS services out to competition, as first highlighted on OurNHS openDemocracy and by Keep Our NHS Public.

A storm of protest errupted. Over 1000 health professionals wrote to the Telegraph urging for the regulations to be scrapped. Both the unions and the Royal Colleges – even those who had been muted in their opposition to the Act itself – and were up in arms at what the Association of Royal Colleges called ‘privatisation by stealth’. Over 300,000 38 Degrees members signed a petition for them to be dropped. Polly Toynbee called for the Lib Dems not to stand for any more lies on the NHS and many Lib Dem activists raised concerns.

Lib Dem health minister Norman Lamb told parliament “We are looking at this extremely seriously. Clear assurances were given in the other place during the passage of this legislation and it is important they are complied with in the regulations.”

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Continue ReadingGovernment forcing us to open NHS to competition, say commissioners

Government exposed by games over lobbying register

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http://spinwatch.org/index.php/issues/lobbying/item/5530-government-exposed-by-games-over-lobbying-register

By Tamasin Cave

The government’s so-called ‘Lobbying Bill’ has provoked a furious response from charities and unions. They are right to be up in arms. The Bill couples a fake lobbying register with a very real assault on democracy in the form of a clampdown on the ability of charities and unions to campaign.

One consequence of this unannounced swipe at charities and unions in the same Bill is that debate over the proposals for a register of lobbyists have been muted. The very real concerns people have about the influence large companies have on our government have been silenced. The fundamental weaknesses of the current proposals for a register of lobbyists have been eclipsed. The attack on charities and unions is a very useful diversion. It is as if the government planned it.

The game-playing was predictable. Despite its firm commitment to shine a light on lobbying, this government has shown no appetite to expose its dealmaking with lobbyists to public scrutiny.

A brief look at the recent history of the lobbying register exposes how little regard they have for transparency and our right to know who is bending their ear.

<snipped>

May 2010

  • The Coalition commits to tackling lobbying through the introduction of a statutory register of lobbyists.
  • More lobbying scandals hit the headlines: Liam Fox resigns over links to lobbyist; agency Bell Pottinger boasts of access to No10; and undue influence of corporations dogs NHS reforms.
  • But no action is taken for nearly two years.

January 2012

  • Senior Conservative Party figures reported as saying that election strategist and lobbyist, Lynton Crosby advised government to drop register of lobbyists from Queen’s Speech.

July 2013

  • Government has had enough and publishes its proposals for a register of lobbyists. They are worse than its previous plans. What they have proposed is a fake register. Government decides to couple this with an attack on charities and unions, which could put them at risk of prosecution and could be in breach of the right to free speech.

If these proposals weren’t so damaging they would be absurd. But what they are is a diversion from the problem sketched out above, which is that commercial lobbying is embedded in our politics.

Ninety per cent of the UK public believe that ‘the country’s government is run by a few big interests looking out for themselves‘. Over half of people in the UK think that Parliament is corrupt or extremely corrupt.

The government’s answer to this is to play silly games.

 

 

 

Continue ReadingGovernment exposed by games over lobbying register